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SBI PO Descriptive Paper: Check Important Topics, Details Here

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Last Updated on January 17, 2025

The SBI PO Descriptive Paper is an online test. It will be for  50 marks. The Descriptive paper is an essential part of the SBI PO assessment process and it is included in the mains exam. Thorough knowledge of the English language and a strong vocabulary are necessary elements to ace this portion of the examination. The SBI PO Descriptive Paper judges the candidate’s English skills. It consists of two parts:

  1. Emails
  2. Reports
  3. Situation Analysis
  4. Precis Writing

Top 75 Expected Topics for Essay Writing in SBI PO Descriptive Paper

  1. Availing Online Education to all and its challenges on its way
  2. Ways to bring back normalcy in the economy among the general public
  3. The Impact of the COVID-19 pandemic on the Tourism Industry
  4. The Impact of COVID-19 pandemic on Real Estate Business
  5. The Scope of 5G technology in India
  6. Ways of Handling depression among the masses owing to the Covid-19 pandemic
  7. Methods of ensuring stable employment after lifting the lockdown
  8. Views on acquisitions and mergers of banks
  9. Privatization of Banks and its effects on the common public
  10. Handling of bad banks
  11. Disinvestment of Public Sector Units
  12. Promoting the use of UPI among the common people: Their advantages and disadvantages
  13. Challenges before Nationalized Banks
  14. Promotion of Electric vehicles and their effects
  15. Challenges on the way to digital India
  16. World’s largest vaccination program by India
  17. Merger of banks
  18. Indian Banking System: Positive and negative elements
  19. The economic condition of India
  20. What went wrong for Sri Lanka in 2022?
  21. Russia-Ukraine War
  22. Effects of War on the lives of people
  23. Public and Private sector banks
  24. FDI in India
  25. India’s investment in Afghanistan
  26. India and US Trade
  27. Is privatization good for the Indian Economy?
  28. COVID - 19 and its impact on the world
  29. Green Hydrogen Policy
  30. Electric Vehicles in India
  31. Semiconductor shortage in India
  32. Digital India
  33. India – the new global power
  34. Export-Import Policy of India
  35. Make in India initiative
  36. The rising poverty throughout the world
  37. Equality and rights of women
  38. Child marriage and Child labour as social evils
  39. Gender Discrimination
  40. Public sector divestment by the government
  41. UPI and its benefits
  42. Challenges faced by the growing Indian economy
  43. Use of Technology in banking
  44. Pros and cons of one rank one pension scheme.
  45. Women Empowerment.
  46. Women Bill
  47. The ill-effects of Dowry and how to stop it
  48. Women’s Safety – It is our responsibility.
  49. Over-dependence on monsoon
  50. Ethical problems of e-commerce.
  51. Role of uneducated people in the Indian Economy
  52. How has man become a slave of technology
  53. Benefits of Mutual fund investments
  54. Role of newspapers in influencing society.
  55. Unskilled labour in the Indian economy.
  56. Future of the Banking Industry
  57. Economy and how it's related to the common man
  58. Role of effective credit rating.
  59. Advantages of classroom education over distance learning
  60. Economic importance of tourism.
  61. Will India ever be a developed country?
  62. The rise in Bitcoin and its effects
  63. Banking Risk and Management
  64. Advantages and Disadvantages of E-Commerce
  65. Pros and Cons of outsourcing banking activities
  66. A stable government is important for economic growth. Express your views on the topic
  67. How is NABARD a boon to the Indian Agricultural Sector?
  68. How Have Nationalized Banks Contributed to the Growth of the Economy in India?
  69. Mobile Technology
  70. How does Tourism affect Religious pilgrimage?
  71. Role of Small & Payment Banks in Financial Inclusion?
  72. Travelling is better than watching movies and documentaries. Express your views on the proposition
  73. Effect of social media and its consequences
  74. Digital Literacy
  75. E-commerce impact on traditional business

SBI PO Previous Year Essay Topics

You can check the essay topics that were a part of the Previous Years’ Paper.

YEAR

ESSAY TOPICS

WORD LIMIT

2015

  • One Rank One Pension – Pros & Cons of its implementation.
  • E-Commerce – An Ethical Problems.
  • India’s Dependence on Monsoon

250 WORDS

2016

  • Essay on effect of Pokemon Go
  •  Essay on positive effects of Hike in the salary of an employee on the economy
  • Essay on importance of History of nation.

300 Words

2017

  • Write an essay on the positive and negative impact of technology.
  • Write an essay on effect of social media and its consequences on our population. 

150 Words

2018

  • Based on Bitcoin
  •  Based on Monsoon
  • Based on Projects and Assignments

150 Words

2019

  • Digital Literacy
  • E-commerce impact on traditional business
  • Precaution to be used while using online banking.

250 Words

2020

  • Efficient use of natural resources.
  • Pros and Cons of Online Education

250 Words

Letter Writing

The two types of letters are asked in the SBI PO exam are Formal letters and Informal Letters

The formal letter is usually written for official purposes. These letters are written to higher authorities to inform something or to seek permission. They follow a formal tone. Informal letters are written to family and friends. They are personal letters usually written to convey regards. They have a friendly and lighthearted tone.

Top 20 Important Topics for Formal Letter

  1. Write a letter to the Regional Manager for changing the Bank Timings stating that the current timings are inconvenient for customers.
  2. Write a letter to the Branch Manager requesting him to add your son’s name as a second nominee for your savings account.
  3. Write a letter to the CMO expressing your views on increasing Corruption in India.
  4. Write a letter to the Client of your bank who got a car loan sanctioned from the bank 2 years ago and has sold the car now without redeeming the loan amount.
  5. Write a letter to the Bank Manager to share a new idea on file management systems in banks and also mention how to implement it.
  6. Write a letter to Bank Manager requesting him to reissue your ATM Card.
  7. Write a complaint regarding the trouble faced by common people due to demonetization.
  8. Write a complaint letter to the Branch Manager citing the rude behavior of one of the bank employees.
  9. Write a Letter to the Branch Manager for availing Overdraft Facility which you stopped earlier.
  10. Write a letter to the editor of a newspaper giving ideas on how to stop crime in the city
  11. Write a Complaint Letter to the bank manager: You are a customer of an XYZ bank, and you have to write a complaint about the negligence and irresponsibility of the employees.
  12. Write a Letter to Editor informing about people tampering with the currency notes by punching pins into them.
  13.  You are withdrawing money from ATM but the ATM turns out to be malfunctioning. You could not withdraw the money but the amount was deducted from the account. Write a letter to the bank manager seeking a refund of the wrongly deducted amount. 
  14. Write a Letter to a Bank Manager requesting him to open a branch in your neighbourhood.
  15. Write a Letter to the Editor about your views on the ever-increasing crime against women.
  16. Write a letter to a leading computer manufacturer for an OS upgrade of your bank's terminals.
  17. Write a letter to the Bank Manager seeking a loan for a second home. 
  18. Write a letter to lodge a police complaint about having lost your wallet.
  19. Write a letter to the newspaper regarding the importance of loan easiness.
  20. Write a letter to the BSNL Manager to surrender your Landline Phone Number.

Top 20 Important Topics for Informal Letter

  1. Write a letter to your younger sibling, stating the importance of a healthy diet and the reasons for avoiding junk food.
  2. Write a letter to your younger sibling, who has recently started working, to avoid taking too much stress at work.
  3. Write a letter to your younger sibling about the recent changes in traffic rules and fines, advising him/her to be cautious while driving.
  4. Write a letter to your favourite novelist about his/her recent novel.
  5. Write a letter to your sister congratulating her on her promotion.
  6. Write a letter to your friend who is depressed to help motivate her.
  7. Write a letter to your parents advising them to invest in mutual funds.
  8. Write a letter to invite your friend to your brother’s wedding.
  9. Write a letter to inform your friend about the benefits of healthy living and advise him/her to take better care of her/his health.
  1. Write a letter to your Cousin Telling him about the Harmful Effect of Junk Food
  2. Write a letter to your Father Informing him about your Participation in the Police Week
  3. Write a letter to a Friend Inviting him to Book Fair Organised in Your City
  4. Write a letter to your Sister Informing her about Your Visit During Autumn Break
  5. Write a letter to a Friend Describing Recent Changes in Your City
  6. Write a letter to your Friend Expressing your Inability to visit her for her convocation ceremony
  7. Write a letter to a friend Asking Him About His Future Plans after completing his graduation
  8. Write a Letter to a friend Expressing your regret at Your Inability to Attend their Marriage
  9. Write a Letter to your Brother Telling him about an Interesting Weekend you had with your friends.
  10. Write a letter to your sibling informing them about your trip to a hill station last week.
  11. Write a letter to your parents inviting them to your graduation ceremony that is to be held next week.

Tips to crack SBI PO Descriptive Paper

The first step is to learn the format and structure of an essay and a letter in the SBI PO examinations. It is necessary to understand the structure of the writing assignments. It is the most important step in the preparation of the SBI PO Descriptive Paper.

  1. While writing on topics given in the SBI PO Descriptive Paper, you will be required to present the information in a clear and concise manner within the limited number of words assigned. Refer to the previous years’ SBI PO Descriptive Papers’ solutions to get an idea of the writing method.
  2. Practice typing the responses to both the essay and the letter on the computer. Since the examination is held in online mode, you will be required to type your answers, so practice typing is necessary to ensure that your speed and accuracy improve. This can be of great benefit to you during the exam.
  3. In the beginning, practice typing the essay and the letter without a timer. However, as you practice more and get skilled at completing those tasks, start timing your sessions. In the SBI PO Mains exam, you only have 30 minutes to complete both essay and letter, so time management is extremely important.
  4. Reading books and newspapers can be of great help since these will help you stay updated, catch the tone of writing and also enhance your vocabulary.

Tips to Write a Good Letter and Essay

  1. Know facts and statistics related to important topics as these will help in increasing the weightage of your content. Apart from this, it will also help you in presenting your views concisely.
  2. Follow the rules and stay strict with the format when writing a letter. This will avoid any unnecessary loss of marks. This will also help in creating a better impression.
  3. The beginning of the essay should not be bland and basic. It must arouse the reader’s inquisition and also provide some insight into the topic. 
  4. Before you start writing anything, take enough time to understand the topic and recollect all the information you have about it.
  5. Presenting the content in short paragraphs makes it easier to get an idea of the content of the write-up and thus, provides an opportunity to score higher marks. Long sentences and paragraphs make the reader monotonous and do not provide enough clarity about your views on a given topic
Frequently Asked Questions SBI PO Descriptive Paper

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