IBPS RRB PO Descriptive Exam 2025: Get full Details Here
IBPS PO Exam is conducted for the selection of Probationary Officers. The IBPS PO Mains exam consists of a descriptive paper. The students need to have full information regarding this section. The IBPS PO Mains Examinations consists of a descriptive part. The weightage of this section is 25 marks. There are 2 questions: Essay and Letter. The total time allotted for the descriptive part is 30 minutes. The details of the IBPS PO descriptive exam and important topics are given below.
- The descriptive portion contains an essay and a letter which can be formal or informal.
- The descriptive paper score creates a huge difference ins the marks of candidates and affects their selection.
- This page contains important topics for essay and letter along with previous years’ essay and ltter topics.
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Important topics for essays in IBPS PO Descriptive Exam
1. Global Warming and its Causes |
2. Merger of banks |
3. Indian Banking System |
4. The present economic condition of India |
5. Reasons for the present condition of Sri Lanka |
6. Russia- Ukraine War |
7. Is war the solution for all? Express your views for or against the motion |
8. Public vs Private sector banks |
9. India and United States of America trade relations |
10. Is privatization good for India? |
11. Ways to eradicate poverty globally |
12. COVID-19 and its impact on the world |
13. Green Hydrogen Policy and your views |
14. Electric Vehicles in India |
15. Digital India |
16. India – the new global power |
17. Export – Import policy of India |
18. Make in India initiative |
19. The rising poverty in the world |
20. Equality and rights of women |
21. Child marriage as a social evil |
22. Child labour |
23. Gender Discrimination |
24. Public sector disinvestment by government |
25. UPI and its benefits |
26. Growth challenges for the Indian economy |
27. Use of Technology in the banking system |
28. Effect of social media and its consequences |
29. Digital Literacy |
30. E-commerce and its impact on traditional business |
Previous years’ essay topics for IBPS PO examination.
S.NO |
TOPIC |
1. Pros and cons of ‘one rank one pension scheme. |
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2. Women Empowerment. |
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3. Ethical problems of e-commerce. |
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4. Women's Safety - It is our responsibility. |
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5. Over-dependence on monsoon. |
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6. Ethical problems of e-commerce. |
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7. Is the election commission right in banning election symbols during the casting of votes? |
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8. Roll of uneducated people in Indian Economy. |
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9. Is the generation gap a myth? |
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10. Enslavement of man by technology. |
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11. Is a presidential form of government is suitable for India? |
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12. Those who saved More are Taxed More. Justify |
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13. Benefits of Mutual fund investments. |
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14. United Nations Organization's contribution to the recent turmoil in Ukraine. |
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15. The decreasing number of researches taken up by students |
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16. Suggestions to alleviate the unemployment problem. |
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17. Role of newspapers in influencing society or youth. |
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18. The contribution of unskilled labor to the Indian economy. |
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19. How can education in the economy be indulged in college study? |
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20. Future of Banking Industry. |
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21. Pros and cons of allowing 10-year-old children to open accounts. |
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22. How is the economy related to the common man? |
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23. How far can a press have a license to infringe on others' privacy? |
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24. The relevance of Swadeshi on Globalization. |
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25. There is no permanent friend or enemy in politics give examples from Indian politics. |
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26. Two types of functions of government are necessary and optional. |
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27. If I were a minister of the Banking Industry. |
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28. Role of effective credit rating. |
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29. Tackling the communication gap between the families due to mass media and the internet. |
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30. Advantages of classroom education over distance learning |
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31. Transformation caused in the workplace by information technology In the past two decades |
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32. Economic importance of tourism. |
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33. Will India ever be a developed country? |
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34. Bitcoin |
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35. Banking Risk and Management. |
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36. Setting a personal financial goal early in life. |
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37. Benefit and Disadvantages of E-Commerce. |
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38. Pros and Cons of outsourcing of banking activities. |
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39. Stable government is important for economic growth. |
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40. How is NABARD a boon to the Indian Agricultural Sector? |
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41. How Have Nationalized Banks contributed to the growth of the economy in India? |
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42. Mobile Technology – Growing Trend in Education Space. |
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43. How Tourism affects Religious pilgrimage? |
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44. Brexit ( UK withdrawal from the EU). What will be the Impact on India's Economy? |
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45. Role of Small & Payment Banks in Financial Inclusion? |
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46. How could a Bankruptcy Code improve Financial Inclusion? |
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47. Measures to be taken to avoid issues during monsoon |
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48. Effect of environment and a person's genes on the development of his personality traits. |
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49. Travelling is better than watching movies and documentaries. |
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50. Why Technology being in power is a menace? |
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51. Effect of social media and its consequences on our population. |
Important letter topics for IBPS PO Descriptive exam
Topics for Formal letter |
1. Write a letter to the Superintendent of Police of your district suggesting steps to make the police department more approachable |
2. Write a letter to the editor of a local newspaper about the stray animal problem getting out of hand in your locality. |
3. Write a letter to the branch manager of your bank to conduct a campaign in your area to create awareness about the benefits of KYC. |
4. Write a letter to an editor on types of pollution and on the ways of tackling them. |
5. Write a letter to the GM of a Bank for Failure transaction on UPI. |
Topics for Informal letter |
1. Write a letter to your younger sibling, who has recently started working, to not take too much stress at work. |
2. Write a letter to your parents advising them to invest in mutual funds. |
3. Write a letter to your friend telling your experience of a foreign trip. |
4. Write a letter to your sister to start her own start-up. |
5. Write a letter to your favourite author on her recent bestseller. |
Previous Years’ letter topics for IBPS PO Descriptive exam
1. Write a letter to the bank manager to share an innovative idea on file management systems in banks. |
2. Write a letter to the newspaper editor on how to stop crime in the city |
3. Write a letter to your old teacher to thank him/her for making you a good human being. |
4. A letter to Complaint Letter: Being a customer of a so and so bank, you have to write a complaint letter to the Bank Manager about the negligence/irresponsibility of the employees. |
5. Letter to Editor: About tampering with the currency notes by punching pins into them. |
6. An Informal Letter about telling your friend about the advantages of a PPF account and suggesting he open a PPF account. |
7. You are withdrawing money from ATM but the ATM turns out to be malfunctioning. So, money didn't come out but was deducted from the account. Write a letter to the bank manager for the refund. |
8. Letter to regional manager for change in bank timing as it is inconvenient for customers. |
9. A Letter to the Superintendent of Police raising the concern over the increased cases of theft near ATMs. |
10. A letter to the bank for applying educational loan providing all particulars. |
11. A letter to the friend for encouraging and wishing him for civil service examination which he is writing for the third time. |
12. A letter to the editor for publishing some articles on stress management since these are exam season. |
13. A letter to the bank manager about the bad habit of stapling currency notes. |
14. A letter to the friend to aware him of the importance and benefit of the PPF (Public Provident Fund) account. |
15. A letter to the Bank Manager for the rude behavior of one of the employees. |
16. A letter to the Manager of the Bank for the Overdraft Facility which you stopped long ago with the bank. |
17. Letter to the Branch manager to add your daughter's name as a second nominee for your savings account. |
18. Letter to your friend to avoid junk food and inform her/him of its bad consequences. |
19. Write a letter to your friend explaining to him your retirement plan. |
20. Mr. Piyush applied for a loan of Rs. 26 lacs but he is eligible only for Rs. 22 lacs. Write a letter as a Bank Manager telling him about the refusal of his loan in a polite manner. |
21. Write a letter to a client of your bank who got a car loan from you 2 years ago and has sold it now without paying the load. |
22. Write a letter to your friend sharing the experience of selection in the SBI PO Exam. |
23. Write an application to the branch manager as you have lost your receipt of term deposit which matures in next week asking him what steps need to be taken next. |
24. Write a letter to a friend who has got a scholarship to study abroad but is not willing to go as he is a single child of his parents. |
25. You completed B.com (Banking & Insurance). Write an unsolicited letter to the bank manager for the job. |
26. Write a letter to a friend advising him/her not to lose hope after failure in the university exam. |
27. Letter to the Editor about Air Pollution and giving some suggestions. |
28. Write a letter to a letter to the client as a Manager to help him close his savings account. |
29. Write a letter to the newspaper regarding loan easiness. |
30. Write a letter to the bank manager reporting him about missing a debit card. |
31. Letter to the Editor for describing the menace of Electronic Waste. |
32. Letter to your DTH Operator to deactivate your connection for one month since you'll be out of the station! |
33. Letter to ISRO team to congratulate them on their Mars Orbiter mission. |
34. Letter from you (bank manager) to account holder asking him not to deactivate his debit card and provide him information about the benefits of a debit card |
35. Letter to the BSNL Manager to Surrender your Landline Phone Number. |
36. Letter to a Bank Manager to open a branch in your neighborhood. |
37. Letter to an Editor about your views on ever-increasing crime against women. |
38. Letter to a leading computer manufacturer for OS upgrade of your bank's terminals (PCs). |
39. Write a letter to your Bank Manager seeking a loan for a second home. Also inform him about the loan on your first home that has not been repaid fully, yet. |
40. Lodge a police complaint about having lost your wallet. |
Tips to prepare for IBPS PO Descriptive Exam
- Read regularly. This will help you in improving your creative quotient. Reading will also help you expand your vocabulary.
- Practice writing essays and letters regularly. Formal essays require a fair amount of practice to ensure that the formal tone is maintained while writing these letters. Thorough practice also helps in writing in the correct format.
- Whenever you are practicing an essay or a letter, try to keep yourself to the word limit.
- Time yourself whenever you are practicing an essay or a letter.
- Ensure to follow a proper format while practicing the letters, both formal and informal.
Last updated: May 8, 2025
-> The IBPS RRB PO 2025 Exam Dates have been released on 15th January 2025.
-> As per the official notice, the Online Preliminary Examination is scheduled for 27th July 2025, 2nd and 3rd August 2025
-> The Mains Examination is scheduled for 13th September 2025.
-> IBPS RRB PO Notification 2024 was released for 3551 Vacancies. Vacancies for the 2025 cycle will be announced in the official notification.
-> IBPS RRB Officer Scale 1 Notification 2025 is expected to be released soon.
-> Prepare for the exam with IBPS RRB PO Previous Year Papers.
-> Also, attempt IBPS RRB PO Mock Test. Check the IBPS RRB PO Exam Analysis here. Also, attempt Free Baking Current Affairs Here