Which one of the following links all the ATMs in India?

This question was previously asked in
Official UPSC Civil Services Exam 2018 Prelims Part A
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  1. Indian Banks' Association
  2. National Securities Depository LImited
  3. National Payments Corporation of India
  4. Reserve Bank of India

Answer (Detailed Solution Below)

Option 3 : National Payments Corporation of India
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Detailed Solution

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The correct answer is the National Payments Corporation of India.

  • National Financial Switch (NFS) is the largest network of shared automated teller machines (ATMs) in India.
  • It was designed, developed, and deployed by the Institute for Development and Research in Banking Technology (IDRBT) in 2004, with the goal of inter-connecting the ATMs in the country and facilitating convenience banking.
  • It was taken over by NPCI from Institute for Development and Research in Banking Technology (IDRBT) on December 14, 2009.
    • Now, it is run by the National Payments Corporation of India (NPCI)
  • NPCI is an umbrella organization for all retail payments in India. 
  • It was set up with the guidance and support of the Reserve Bank of India (RBI) and the Indian Banks Association (IBA).

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